Apr 29, 2026
DSCR Investor Loans are not as easy as they seem and how they cost investors
Apr 18, 2026
Factoid #10: While the term mortgage is medieval French, the concept of using land as collateral for a loan dates back to Ancient Rome and Persia.
Apr 17, 2026
Factoid #9: Contrary to popular belief, prequalifying for a home loan generally involves a "soft" credit pull, which does not lower your credit score.
Apr 16, 2026
Factoid #8: In certain cases, you can "assume" a seller's mortgage, taking over their existing loan and interest rate.
Apr 15, 2026
Factoid #7: While modern rates often fluctuate between 3% and 7%, they hit an all-time high in October 1981, averaging a staggering 18.45% for a 30-year fixed loan.
Factoid #6: To "amortize" a loan actually means to "kill the debt" over time.
Factoid #5: More than half of all US mortgage loans are conventional loans.
Apr 9, 2026
Factoid #4: More than half of all US mortgage loans are conventional loans.
Apr 6, 2026
Factoid #3: Long-term, fixed-rate mortgages only became the standard after the Great Depression when the government created the Federal Housing Administration (FHA) to stabilize the market.
